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A financial pie chart with a 4% slice being taken out, set against a background of a retired couple on a beach, illustrating the 4% safe withdrawal rule for retirement.
January 21, 2021
Retirement Planning

What is the 4% Rule? A Guide to Retirement Spending

Introduction For decades, your financial life focuses on one primary goal: saving for retirement. You…

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An image of a shopping basket holding many different stock and bond icons, visually representing what an ETF (Exchange-Traded Fund) is and how it provides diversification.
December 28, 2020
Investing

What Are ETFs? A Beginner’s Guide to Exchange-Traded Funds

Introduction The world of investing can seem complex. It is filled with acronyms and different…

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A split image comparing Term Life Insurance, shown as a temporary shield with a clock, and Whole Life Insurance, shown as a permanent shield with a growing money tree.
November 13, 2020
Insurance

Term vs. Whole Life Insurance: Which Is Right for You?

Introduction Securing your family's financial future is a primary goal in personal finance. Life insurance…

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An image of a large, protective umbrella shielding a family from a storm, symbolizing how an emergency fund provides financial safety and security.
October 15, 2020
Finance

How to Build an Emergency Fund From Scratch

Introduction Life is full of unexpected events. A sudden job loss, an urgent car repair,…

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An abstract image of a decentralized network of people connected to a central smart contract, representing the structure of a DAO (Decentralized Autonomous Organization).
September 14, 2020
Crypto

What is a DAO? Understanding the Future of Organization

Introduction For centuries, traditional, hierarchical structures have defined human collaboration. Companies have CEOs and boards…

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A flowchart graphic showing how a retirement income plan converts savings from sources like a 401(k) into a secure and enjoyable retirement lifestyle with travel and hobbies.
August 9, 2020
Retirement Planning

Creating a Sustainable Retirement Income Plan

Introduction For decades, your primary financial goal was likely accumulation. You worked hard to save…

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A modern collage of commercial real estate properties with a stock chart graphic overlay, representing how to invest in REITs for portfolio growth and diversification.
July 24, 2020
Investing

How to Invest in REITs: A Beginner’s Guide to Real Estate

Introduction For generations, real estate has been a cornerstone of wealth creation. The idea of…

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A house safely protected inside a clear shield, surrounded by icons that represent the different types of homeowners insurance coverage, such as dwelling, property, and liability.
June 16, 2020
Insurance

A Homeowner’s Guide to Understanding Your Insurance Policy

Introduction Buying a home is one of the biggest investments you will ever make. Protecting…

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A person sitting at a desk and creating a budget in a planner, with icons for financial goals like buying a house and saving for vacation visible nearby.
May 11, 2020
Finance

How to Create a Budget That Actually Works: A 5-Step Guide

Introduction Many people think of a budget as a restrictive financial straitjacket. They see it…

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Digital plants growing from a blockchain network, bearing cryptocurrency coins as fruit, symbolizing the concept of crypto yield farming and growth in DeFi.
April 14, 2020
Crypto

What Is Yield Farming? A Beginner’s Guide to DeFi Rewards

Introduction In the ever-expanding universe of cryptocurrency, savvy users are discovering their digital assets can…

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